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Before you make the decision to borrow money for your education, take time to learn more about loan borrowing and debt management, so you can borrow wisely. Useful tools for budgeting, loan calculators and more, allow you to save money, time and frustration.
How much can you afford to borrow? Will your annual salary support your loan balance after you are out of school? Get some insight by using this loan calculator.
Click Here (http://www.finaid.org/calculators/loanpayments.phtml)
Are you spending within your means? Is your income and expense balanced? Just for fun, you might want to challenge yourself and try sticking to a budget. See where you stand with this budgeting tool.
Click Here (http://www.finaid.org/calculators/studentbudget.phtml)
Now that you have spent some time preparing to borrow, let’s talk about the different federal student loan programs for Yavapai College Students.